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Rental dossiers, Kündigung letters, deposit release forms, insurance switch templates, Anmeldung checklists — bilingual templates with clause-by-clause annotations and legal references built for English-speaking expats navigating Swiss bureaucracy. Based on Swiss federal law (OR, KVG). Instant download. No Acrobat. No subscription.

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Essential documents, demystified.

01. calendar_today

90-Day Arrival Checklist

Week-by-week action list from day one. 14-day Anmeldung deadline, 3-month health insurance cutoff, Quellensteuer, Haftpflicht, Pillar 3a — every task with hard deadlines and canton-specific notes for Zurich, Basel, Bern, and Geneva.

02. apartment

Rental Dossier Cover Letter

Swiss landlords expect a Betreibungsregisterauszug. As a new arrival, you don't have one. This expat-adapted cover letter addresses it proactively — with the salary-to-rent ratio guidance Swiss landlords use to assess applications.

03. medical_services

Krankenkasse Switch Letter

Miss the 30 November deadline by one day and you're locked in for another year. Correct wording for the annual switch, the premium-increase special right (KVG Art. 7), and a Franchise and model guide — Telmed vs. HMO vs. Standard.

04. checklist

Apartment Handover Checklist

Room-by-room pre-inspection walkthrough with the full paritätische Lebensdauertabelle. Know exactly what you owe — or don't owe — for every item before your landlord walks through the door.

05. lock_open

Mietkaution Release Letter

Get your deposit back. Step-by-step process, Lebensdauertabelle deduction clauses, and a fallback letter invoking OR Art. 257e Abs. 4 — the rule that forces the bank to release your deposit after one year without the landlord's consent.

06. Crucial Document

Lease Termination (Kündigung)

Swiss law (OR Art. 266c) requires exact notice periods, specific wording, and canton-specific dates. Send it wrong, on the wrong date, or without your partner's signature — and it doesn't legally count. You stay liable for rent. Bilingual template covering 9 cantons.

Trusted by
expats across
Switzerland
6 Documents
Cited to
Swiss Law
∞ Instant Download

Straightforward
Investment.

Choose the level of support that fits your current stage of integration. No subscriptions, just one-time flat fees for lifetime access to the templates.

New Arrival Pack

The essentials for landing

CHF 19

One-time payment · Browser-fillable HTML + PDF guide per document

  • 90-day arrival checklist — week-by-week action list with hard deadlines: Anmeldung (14 days), health insurance (3 months), Haftpflicht, AHV, Quellensteuer, with canton-specific notes
  • Krankenkasse switch letter — correct wording for the November deadline, premium-increase special switch right (KVG Art. 7), Franchise and model guide
  • Rental dossier cover letter — English, expat-adapted, addresses the missing Betreibungsregisterauszug, 3× salary-to-rent guidance
Select Pack
Most Selected

Full Document Bundle

Complete integration support

CHF 29

One-time payment · Browser-fillable HTML + PDF guide per document

  • Everything in the New Arrival Pack — 3 HTML templates + 3 PDF guides
  • Kündigung Mietvertrag — bilingual (DE text + EN annotations), 9 cantons' termination dates, joint tenancy rules (ZGB Art. 169), Sperrfristen reference
  • Apartment handover checklist — pre-inspection walkthrough, full paritätische Lebensdauertabelle, normal wear guide, dispute resolution steps
  • Mietkaution release letter — bilingual deposit release request, 1-year rule (OR Art. 257e), step-by-step bank process, fallback letter template
Purchase Bundle

Exactly what you'll get.

New Arrival Pack — CHF 19
calendar_today
90-Day Arrival Timeline

Week-by-week action list from day of arrival. 14-day Anmeldung deadline, 3-month health insurance cutoff, Haftpflichtversicherung, Quellensteuer, Pillar 3a, waste disposal — every task with deadlines and canton-specific notes for Zurich, Basel, Bern, and Geneva.

swap_horiz
Krankenkasse Switch Letter (Bilingual)

Correct wording for the 30 November deadline. Premium-increase special switch right (KVG Art. 7). Franchise and model guide (Telmed vs. HMO vs. Standard). UVG exclusion tip. Fill in browser, print, send by post.

apartment
Rental Dossier Cover Letter

In English. Addresses the missing Betreibungsregisterauszug directly and professionally. Includes salary-to-rent ratio guidance (3× rule), document checklist, and tips for competitive markets (Zurich, Basel).

Full Document Bundle — CHF 29
layers
Everything in the New Arrival Pack

90-day arrival checklist, Krankenkasse switch letter, and rental dossier cover letter — 3 HTML templates + 3 PDF guides, all included.

contract
Kündigung Mietvertrag (Bilingual)

German letter with English clause-by-clause annotations. Termination dates for 9 cantons. Joint tenancy rules (ZGB Art. 169). Sperrfristen and Schlichtungsbehörde reference. Fill in, print, send by Einschreiben.

checklist
Apartment Handover Checklist + Depreciation Table

Room-by-room pre-inspection walkthrough. Full paritätische Lebensdauertabelle — know exactly how much you owe (or don't owe) for each item. Normal wear vs. chargeable damage guide. Dispute resolution steps.

lock_open
Mietkaution Release Letter (Bilingual)

Get your deposit back. Step-by-step process, Lebensdauertabelle deduction clause, 1-year rule (OR Art. 257e Abs. 4), and a fallback letter to send directly to the bank if the landlord stalls.

Built on
Swiss law.

"I spent a week on expat forums trying to understand the Kündigung rules. I got four different answers. What I needed was a correct template I could just fill in and send."

— r/switzerland, a familiar story
shield
Based on Swiss federal law

Every template references the specific legal articles it's based on: OR Art. 266–267a (Mietrecht), OR Art. 257e (Mietkaution), KVG Art. 7 (Krankenversicherung), ZGB Art. 169 (family home). Sourced from fedlex.admin.ch, ch.ch, bag.admin.ch.

autorenew
Updated annually

Contribution limits, Franchise levels, and permit rules change. Buyers get updated versions free — forward your receipt each autumn to get the latest version with current numbers.

translate
Written for English speakers, not translated

Not machine-translated. Each German clause has a plain-English annotation explaining what it means, why it matters, and what to watch out for. Legal terms are explained in context — not in a glossary you'll never read.

download
Instant download, no friction

Download immediately after purchase. No account, no subscription, no upsell. Each letter template is browser-fillable — open in Chrome, fill in your details, print to PDF in one click. Each document includes a matching PDF guide with legal background and step-by-step instructions. One purchase covers your whole household.

Common
questions.

The Kündigung is in German — will my landlord accept it? +
Yes. The German text is legally correct and complete, based on OR Art. 266a–267a. The English annotations are for your understanding only — they don't appear when you print or save as PDF. Your landlord sees a clean, professional German letter. The template covers termination dates for 9 cantons and includes guidance for joint tenancy situations (both partners must sign if both are on the lease).
I don't have a Betreibungsregisterauszug — can I still use the rental cover letter? +
That's exactly who it's written for. The letter addresses the missing document proactively — explaining why you don't have it (new arrival), when you'll be able to provide one, and offering alternative references. It also includes the salary-to-rent ratio calculation that Swiss landlords use as their primary assessment criterion (gross income should be 3x the rent).
Which cantons does the Starter Kit cover? +
The 90-day checklist covers the federal process (valid across all cantons) with specific canton notes for Zurich, Basel, Bern, Geneva, Luzern, St. Gallen, and Zug. The Kündigung template includes termination dates for 9 cantons. Federal rules (health insurance, AHV/pension, permits) apply identically across Switzerland.
Are these templates legally valid? +
The templates are based on Swiss federal law — OR Art. 266–267a for tenancy, KVG Art. 7 for health insurance — and standard practice across German-speaking Switzerland. Each annotation references the specific legal article it is based on. The templates do not constitute legal advice for your individual situation. For disputes, consult the Mieterverband or the Schlichtungsbehörde (free conciliation authority in every district).
What's the paritätische Lebensdauertabelle and why is it important? +
The paritätische Lebensdauertabelle is the official depreciation table published jointly by the Swiss Tenants' Association (Mieterverband) and the Property Owners' Association (HEV). It sets the expected lifespan of every apartment item — from paint (8 years) to kitchen appliances (15 years) to tiles (30 years). If an item has exceeded its lifespan, the landlord cannot charge you for it, even if you damaged it. Example: paint is 6 years old (lifespan: 8 years) and damaged → you owe 25% of repainting cost, not 100%.
What if my landlord won't release my deposit? +
Our Mietkaution release letter template addresses this. Step 1: send the formal release request to the landlord with the bank's release form. Step 2: if the landlord refuses, wait 1 year from the end of the tenancy. Under OR Art. 257e Abs. 4, the bank must then release the full deposit to you — without the landlord's consent — if no court claim has been filed. We include a fallback letter template for this scenario with exact instructions.
Can my partner or family use the same purchase? +
Yes. One purchase covers your household. Share with your partner, spouse, or family members moving with you. Please don't share publicly or forward to colleagues — refer them to our site instead.
What format are the files? +
Each document comes in two formats: a browser-fillable HTML file and a PDF reference guide. For the HTML template: open in Chrome or Safari, read the English annotations alongside the document, fill in your details, then File → Print → Save as PDF — all annotations are hidden on print. The PDF guide covers the legal background, deadlines, and step-by-step instructions. No Acrobat, no Word, no account required.
How many documents are in the Full Bundle? +
The Full Document Bundle includes all 6 browser-fillable HTML templates plus 6 matching PDF reference guides: (1) 90-day arrival checklist, (2) rental dossier cover letter, (3) Krankenkasse switch letter, (4) Kündigung Mietvertrag, (5) Wohnungsabnahme checklist with depreciation table, (6) Mietkaution release letter with bank fallback template. Each HTML template is filled in your browser and printed clean; each PDF guide covers the legal background and step-by-step instructions.
What's your refund policy? +
If the product doesn't match what's described, request a refund directly through Gumroad. No questions asked. We stand behind the accuracy and completeness of every template.

Get sorted
before you arrive.

CHF 29 for 6 documents, every legal reference, and free annual updates. Instant download. No Acrobat. No subscription.

Purchase Full Bundle — CHF 29 New Arrival Pack — CHF 19